LON Franklin Templeton Moderate Income 75/100

January 31, 2026

A fund that aims to provide interest income with the potential for longer-term growth.

Is this fund right for you?

You want investment income with the potential for long-term growth.
You want to invest mainly in fixed-income funds with a smaller portion of Canadian and foreign equity funds (no more than 35 per cent).
You're comfortable with a low to moderate level of risk.

RISK RATING

How is the fund invested? (as of December 31, 2025)

Asset allocation (%)
	Name	Percent
	Domestic Bonds	62.3
	Canadian Equity	20.8
	US Equity	9.0
	International Equity	5.0
	Cash and Equivalents	1.9
	Foreign Bonds	0.8
	Other	0.2

Geographic allocation (%)
	Name	Percent
	Canada	84.6
	United States	9.0
	Multi-National	4.8
	Ireland	0.1
	Other	1.5

Sector allocation (%)
	Name	Percent
	Fixed Income	63.3
	Financial Services	7.8
	Technology	6.2
	Exchange Traded Fund	4.8
	Energy	3.3
	Basic Materials	2.6
	Consumer Services	2.6
	Industrial Services	2.3
	Cash and Cash Equivalent	1.9
	Other	5.2

Growth of $10,000 (since inception)

Period:

For the period 10/05/2009 through 01/31/2026 tr.with $10,000 CAD investment, The value of the investment would be $17,268

Fund details (as of December 31, 2025)

Top holdings (%)
Top holdings	Percent (%)
London Life Int'l Equity Index ETF Fund	4.8
Ontario Province 1.35% 02-Dec-2030	1.8
CPPIB Capital Inc 3.35% 02-Dec-2030	1.7
CANADA HOUSING TRUST NO 1 2.85% 15-Dec-2030	1.6
Ontario Province 2.70% 02-Jun-2029	1.4
CPPIB Capital Inc 4.75% 02-Jun-2033	1.3
PSP CAPITAL INC 4.15% 01-Jun-2033	1.3
Saskatchewan Province 3.80% 02-Jun-2035	1.3
Manitoba Province 4.60% 05-Mar-2038	1.2
Toronto-Dominion Bank	1.2
Total allocation in top holdings	17.6

Portfolio characteristics
Portfolio characteristics	Value
Standard deviation	6.02%
Dividend yield	1.99%
Yield to maturity	3.90%
Duration (years)	7.37%
Coupon	4.09%
Average credit rating	A+
Average market cap (million)	$692,140.6

Understanding returns

Annual compound returns (%)

Short term
1 MO	3 MO	YTD	1 YR
0.47	4.41	0.47	5.00

Long term
3 YR	5 YR	10 YR	INCEPTION
5.76	2.65	3.01	3.40

Calendar year returns (%)

2025 - 2022
2025	2024	2023	2022
6.52	7.13	7.27	-11.00

2021 - 2018
2021	2020	2019	2018
3.04	5.68	8.72	-4.20

Range of returns over five years (November 01, 2009 - January 31, 2026)

Best return / Worst return
Best return	Best period end date	Worst return	Worst period end date
6.20%	Feb 2015	-0.02%	Oct 2022

Summary
Average return	% of periods with positive returns	Number of positive periods	Number of negative periods
2.88%	99	135	1

Fund category

Canadian Fixed Income Balanced

Inception date

October 05, 2009

Management expense ratio (MER)*

2.73%

(December 31, 2024)

Fund management

Portfolio Solutions Group

Net assets (million)

$20.0

Price

$17.27

Number of holdings

812

Minimum Investment

$500

Fund codes

FEL — CLGT017E

DSC^ — CLGT017F

LSC — CLGT017H

Contact information

Customer service centre

Toll free: 1-877-566-5433

Corporate website

londonlife.com

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LON Franklin Templeton Moderate Income 75/100

Summary

For the period 10/05/2009 through 01/31/2026 with $10,000 CAD investment

Total returns performance

72.68%

Last price

$17.27 CAD

as of market close 01/31/2026

Value of $10,000 investment

$17,268.23 CAD

Period:

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ID	Effective date	Price ($)	Income	Capital gain	Total distribution

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