LON Franklin Templeton Moderate Growth 75/100

January 31, 2026

A fund that aims to find balance between long-term growth and consistent income.

Is this fund right for you?

You want investment income and you want your money to grow over time.
You want to invest in a balance of Canadian fixed-income funds and Canadian and foreign equity funds (no more than 45 per cent).
You're comfortable with a low to moderate level of risk.

RISK RATING

How is the fund invested? (as of December 31, 2025)

Asset allocation (%)
	Name	Percent
	Domestic Bonds	52.7
	Canadian Equity	26.7
	US Equity	11.6
	International Equity	6.3
	Cash and Equivalents	1.6
	Foreign Bonds	0.7
	Other	0.4

Geographic allocation (%)
	Name	Percent
	Canada	80.7
	United States	11.6
	Multi-National	6.1
	Ireland	0.2
	United Kingdom	0.1
	Bermuda	0.1
	Other	1.2

Sector allocation (%)
	Name	Percent
	Fixed Income	53.6
	Financial Services	10.0
	Technology	8.0
	Exchange Traded Fund	6.1
	Energy	4.2
	Consumer Services	3.4
	Basic Materials	3.4
	Industrial Services	3.0
	Cash and Cash Equivalent	1.6
	Other	6.7

Growth of $10,000 (since inception)

Period:

For the period 10/05/2009 through 01/31/2026 tr.with $10,000 CAD investment, The value of the investment would be $18,998

Fund details (as of December 31, 2025)

Top holdings (%)
Top holdings	Percent (%)
London Life Int'l Equity Index ETF Fund	6.1
Ontario Province 1.35% 02-Dec-2030	1.5
Toronto-Dominion Bank	1.5
CPPIB Capital Inc 3.35% 02-Dec-2030	1.4
CANADA HOUSING TRUST NO 1 2.85% 15-Dec-2030	1.4
Royal Bank of Canada	1.3
Ontario Province 2.70% 02-Jun-2029	1.2
CPPIB Capital Inc 4.75% 02-Jun-2033	1.1
PSP CAPITAL INC 4.15% 01-Jun-2033	1.1
Saskatchewan Province 3.80% 02-Jun-2035	1.1
Total allocation in top holdings	17.7

Portfolio characteristics
Portfolio characteristics	Value
Standard deviation	6.35%
Dividend yield	1.99%
Yield to maturity	3.90%
Duration (years)	7.37%
Coupon	4.09%
Average credit rating	A+
Average market cap (million)	$694,073.2

Understanding returns

Annual compound returns (%)

Short term
1 MO	3 MO	YTD	1 YR
0.43	5.10	0.43	6.22

Long term
3 YR	5 YR	10 YR	INCEPTION
6.71	3.86	3.70	4.01

Calendar year returns (%)

2025 - 2022
2025	2024	2023	2022
8.07	8.25	7.80	-10.25

2021 - 2018
2021	2020	2019	2018
5.15	4.88	9.54	-5.13

Range of returns over five years (November 01, 2009 - January 31, 2026)

Best return / Worst return
Best return	Best period end date	Worst return	Worst period end date
6.93%	Feb 2015	-0.07%	Mar 2020

Summary
Average return	% of periods with positive returns	Number of positive periods	Number of negative periods
3.43%	99	135	1

Fund category

Global Neutral Balanced

Inception date

October 05, 2009

Management expense ratio (MER)*

2.88%

(December 31, 2024)

Fund management

Portfolio Solutions Group

Net assets (million)

$13.3

Price

$19.00

Number of holdings

812

Minimum Investment

$500

Fund codes

FEL — CLGT021E

DSC^ — CLGT021F

LSC — CLGT021H

Contact information

Customer service centre

Toll free: 1-877-566-5433

Corporate website

londonlife.com

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LON Franklin Templeton Moderate Growth 75/100

Summary

For the period 10/05/2009 through 01/31/2026 with $10,000 CAD investment

Total returns performance

89.98%

Last price

$19.00 CAD

as of market close 01/31/2026

Value of $10,000 investment

$18,997.51 CAD

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ID	Effective date	Price ($)	Income	Capital gain	Total distribution

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