Canada Life segregated funds policy originally with London Life

Fund overview & performance

Looking for mutual funds?

Canada Life Mutual Funds

LON Real Return Bond 100/100

January 31, 2026

A Canadian fixed-income fund that provides opportunities for moderate income generation as well as longer-term inflation protection.

Is this fund right for you?

  • You want to protect your money from inflation while also protecting it from large swings in the market.
  • You want to invest in Canadian real-return bonds issued by governments, with some exposure to foreign fixed-income securities.
  • You're comfortable with a low to moderate level of risk.

RISK RATING

Risk Rating: Low to Moderate

How is the fund invested? (as of January 31, 2026)

Asset allocation (%)
Name Percent
Domestic Bonds 98.9
Cash and Equivalents 1.1
Geographic allocation (%)
Name Percent
Canada 100.0
Sector allocation (%)
Name Percent
Fixed Income 98.9
Cash and Cash Equivalent 1.1

Growth of $10,000 (since inception)

Period:

For the period 07/08/2013 through 01/31/2026 tr.with $10,000 CAD investment, The value of the investment would be $9,689

Fund details (as of January 31, 2026)

Top holdings (%)
Top holdings Percent (%)
Canada Government 4.00% 01-Dec-2031 14.1
Canada Government 1.50% 01-Dec-2044 12.9
Canada Government 2.00% 01-Dec-2041 12.3
Canada Government 1.25% 01-Dec-2047 11.5
Canada Government 3.00% 01-Dec-2036 10.6
Canada Government 4.25% 01-Dec-2026 9.1
Canada Government 0.50% 01-Dec-2050 9.0
Ontario Province 2.00% 01-Dec-2036 8.1
Quebec Province 4.50% 01-Dec-2026 3.8
Quebec Province 4.25% 01-Dec-2031 3.3
Total allocation in top holdings 94.7
Portfolio characteristics
Portfolio characteristics Value
Standard deviation 7.68%
Dividend yield -
Yield to maturity 1.58%
Duration (years) 11.64%
Coupon 2.47%
Average credit rating AA+
Average market cap (million) -

Understanding returns

Annual compound returns (%)

Short term
1 MO 3 MO YTD 1 YR
0.31 -0.42 0.31 -3.65
Long term
3 YR 5 YR 10 YR INCEPTION
-0.78 -3.33 -0.83 -0.25

Calendar year returns (%)

2025 - 2022
2025 2024 2023 2022
-1.66 1.11 -0.58 -16.43
2021 - 2018
2021 2020 2019 2018
-0.68 9.93 5.35 -2.55

Range of returns over five years (August 01, 2013 - January 31, 2026)

Best return / Worst return
Best return Best period end date Worst return
Worst period end date
2.42% Nov 2020 -3.88% Dec 2025
Summary
Average return % of periods with positive returns Number of positive periods Number of negative periods
-0.71% 43 39 52
Period:
Chart type:
* Must be between 1 and 50
LON Real Return Bond 100/100

LON Real Return Bond 100/100

Period:
Interval:
Export to: Export to CSV file
ID Effective date Price ($) Income Capital gain Total distribution